AI Dispute Engine

Consumer

Car Accident Demand

Demand fair compensation from an at-fault driver's insurer.

Answer a few plain-English questions and we'll generate a professional letter addressed to your insurance adjuster — citing the right rules, in the right tone, ready to send. No account needed to start.

  • Structured like an attorney demand letter, itemized damages included
  • Insurers typically respond to written demands within 30 days
  • Well-documented demands settle faster and for more than verbal claims
STEP 1
Answer questions
A short guided form — about 3 minutes.
STEP 2
Create free account
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STEP 3
Download & send
PDF or DOCX, formatted and ready to mail.
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Consumer

Car Accident Demand

Question 1 of 1010%

The person, company, or agency this letter is addressed to.

Structured like an attorney demand letter, itemized damages included

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Live preview — updates as you type

[date]

[recipient name]
[recipient address]

Re: Settlement Demand — Accident of [accident date], Claim #[claim number]

To the Claims Adjuster:

This letter constitutes a formal demand for settlement of my claim arising from the motor vehicle accident on [accident date], caused by your insured's negligence.

Damages incurred:
[damages breakdown]

Facts:
[facts]

Total demand: $[demand amount]

Requested resolution:
[desired outcome]

I request payment in full within thirty (30) days of this letter. If this claim is not resolved, I reserve the right to pursue all available remedies, including a lawsuit for damages, interest, and costs.

Sincerely,

[user full name]
[user address]

This is your live draft. When you finish the questions, our AI rewrites it into a polished, statute-cited letter — then you create a free account to save and download it.Your first letter is free. No credit card.

Frequently asked

When should I send a demand letter?
After you've finished treatment or reached maximum medical improvement, so your damages are known. Send well before your state's statute of limitations expires (often 2–3 years).
What do I include with it?
Medical bills and records, repair estimates, wage-loss documentation, and the police report. The letter itemizes each so the adjuster can verify your number.
Will the insurer pay the full amount?
Adjusters typically counter. Starting from a documented, itemized figure gives you room to negotiate from evidence rather than emotion.
Should I send this by certified mail?
For chargebacks, refund demands, and warranty disputes, certified mail with return receipt creates a paper trail. We recommend it for anything over $100.
Do I need an account to start?
No. You can fill out the form and generate a draft for free. You only pay when you want to unlock and download the final letter.
How much does it cost?
Downloading a letter is a flat $2 — any dispute type. Want it sent for you? $8 covers printing and USPS Certified Mail with tracking. Subscription plans are also available if you expect to send several letters.
Will this letter actually work?
A well-written, specific letter — citing the right rules and a clear desired outcome — dramatically increases your odds. We can't guarantee any particular result, but a real letter beats silence every time.
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