[date] [recipient name] [recipient address] Re: Settlement Demand — Accident of [accident date], Claim #[claim number] To the Claims Adjuster: This letter constitutes a formal demand for settlement of my claim arising from the motor vehicle accident on [accident date], caused by your insured's negligence. Damages incurred: [damages breakdown] Facts: [facts] Total demand: $[demand amount] Requested resolution: [desired outcome] I request payment in full within thirty (30) days of this letter. If this claim is not resolved, I reserve the right to pursue all available remedies, including a lawsuit for damages, interest, and costs. Sincerely, [user full name] [user address]
Consumer
Car Accident Demand
Demand fair compensation from an at-fault driver's insurer.
Answer a few plain-English questions and we'll generate a professional letter addressed to your insurance adjuster — citing the right rules, in the right tone, ready to send. No account needed to start.
- Structured like an attorney demand letter, itemized damages included
- Insurers typically respond to written demands within 30 days
- Well-documented demands settle faster and for more than verbal claims
STEP 1
Answer questions
A short guided form — about 3 minutes.
STEP 2
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STEP 3
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Consumer
Car Accident Demand
Question 1 of 1010%
The person, company, or agency this letter is addressed to.
✓ Structured like an attorney demand letter, itemized damages included
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Frequently asked
- When should I send a demand letter?
- After you've finished treatment or reached maximum medical improvement, so your damages are known. Send well before your state's statute of limitations expires (often 2–3 years).
- What do I include with it?
- Medical bills and records, repair estimates, wage-loss documentation, and the police report. The letter itemizes each so the adjuster can verify your number.
- Will the insurer pay the full amount?
- Adjusters typically counter. Starting from a documented, itemized figure gives you room to negotiate from evidence rather than emotion.
- Should I send this by certified mail?
- For chargebacks, refund demands, and warranty disputes, certified mail with return receipt creates a paper trail. We recommend it for anything over $100.
- Do I need an account to start?
- No. You can fill out the form and generate a draft for free. You only pay when you want to unlock and download the final letter.
- How much does it cost?
- Downloading a letter is a flat $2 — any dispute type. Want it sent for you? $8 covers printing and USPS Certified Mail with tracking. Subscription plans are also available if you expect to send several letters.
- Will this letter actually work?
- A well-written, specific letter — citing the right rules and a clear desired outcome — dramatically increases your odds. We can't guarantee any particular result, but a real letter beats silence every time.