AI Dispute Engine

Dark Pattern Violation · Indiana

Is a company auto-renewing a print magazine at 4x the intro rate in Indiana?

Force an immediate cancellation — and claw back every illegal charge.

Under federal law, this exact tactic violates State ARL + FTC Negative Option Rule. Charging $89/year after a $12 intro term without separate consent is a textbook negative-option violation. Use our engine to generate a professional cancellation and refund demand in under 60 seconds.

Your rights in Indiana

Subscription companies engineer cancellation friction on purpose. Here is the legal leverage you hold over them right now.

Federal protection — State ARL + FTC Negative Option Rule

Magazine renewals must disclose the post-intro price clearly and provide an easy cancellation path.

Indiana adds: Indiana Deceptive Consumer Sales Act, I.C. § 24-5-0.5

Treble damages up to $1,000 plus attorney's fees. State remedies stack on top of federal ROSCA damages.

Refund leverage

Full refund of the renewal charge and immediate cancellation of future issues.

Evidence to lock in your refund

Save the original $12 intro offer, the renewal invoice, and any mailings used as 'notice.'

Crucial tactic: Do NOT just file a chargeback with your bank. A chargeback reverses one transaction but leaves the contract intact — and many companies send the disputed balance to collections. A formal statutory demand permanently voids the agreement, stops the billing, and blocks any collections referral.

How to break the contract today

STEP 1
Log the dark patterns
Tell our engine how you signed up, what friction the company is using to block cancellation, and how many months they've illegally billed under Indiana Deceptive Consumer Sales Act.
STEP 2
Instant statute mapping
The engine drafts a formal demand mapping the company's tactics to State ARL + FTC Negative Option Rule and your state ARL, demanding immediate cancellation and a retroactive refund.
STEP 3
Deploy the demand
Download the professional PDF. Email it directly to the company's legal department and billing support — most cancel within 48 hours.
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Consumer

Subscription Refund

Question 1 of 813%

The person, company, or agency this letter is addressed to.

Documents the cancellation date in writing

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  • Bank-Level Privacy
  • No Monthly Subscription

Live preview — updates as you type

June 1, 2026

[recipient name]
[recipient address]

Re: Demand for Refund of Post-Cancellation Charges — $[charges disputed]

To Customer Service:

I cancelled my subscription on [cancel date]. Despite this, you have continued to charge me, accumulating $[charges disputed] in unauthorized charges.

Facts:
[facts]

Requested resolution:
[desired outcome]

If the full amount is not refunded within fourteen (14) days, I will (1) file a chargeback with my card issuer, (2) report this conduct to my state attorney general, and (3) pursue any other available remedies.

Sincerely,

[user full name]
[user address]
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