AI Dispute Engine

Force any subscription to cancel — and refund you

Every page below maps a specific subscription dark pattern to the exact federal and state law it violates — and generates a professional cancellation + refund demand in 60 seconds.

765 state-specific templates ready to deploy.

Gym refusing online cancellation

FTC Negative Option / Click-to-Cancel Rule, 16 C.F.R. Part 425Any business that lets a consumer enroll online must provide a cancellation method that is at least as simple as enrollment.

Auto-renewing after a free trial

Restore Online Shoppers' Confidence Act (ROSCA), 15 U.S.C. § 8403Online sellers must clearly disclose all material terms of an auto-renewal BEFORE charging, get express informed consent, and provide a simple cancellation mechanism.

Hiding the cancel button

FTC Act § 5 — Unfair or Deceptive Acts and PracticesDesigning a UI specifically to prevent consumers from canceling is a textbook 'dark pattern' and an unfair practice under FTC § 5.

Dating app silent auto-renewal

ROSCA + FTC Click-to-Cancel RuleDating platforms must provide a clear renewal reminder and a one-click cancel path identical in difficulty to signup.

Streaming service auto-renewal trap

ROSCA, 15 U.S.C. § 8403Negative-option streaming subscriptions require clear-and-conspicuous disclosure of renewal terms and an easy cancellation flow.

Meal delivery cancellation fee

FTC Negative Option Rule + state ARLCancellation penalties not clearly disclosed at signup are unenforceable and may constitute unauthorized charges.

SaaS refusing a prorated refund

State ARL + UDAP statutesWhen a provider materially breaches the subscription (downtime, missing features, undisclosed renewal), refusal of a prorated refund violates state UDAP.

Requiring in-person cancellation

FTC Click-to-Cancel Rule, 16 C.F.R. Part 425Cancellation must be available through the same medium as enrollment — if you signed up online, in-person cancellation cannot be required.

Requiring certified mail to cancel

FTC Click-to-Cancel Rule + state ARLCertified-mail-only cancellation policies for online-enrolled services are flatly illegal under the Click-to-Cancel framework.

Antivirus annual auto-renewal

ROSCA + FTC Negative Option RuleRenewing a $19.99 intro at $89.99 a year later without clear advance notice violates ROSCA's clear-and-conspicuous standard.

Cloud storage auto-renewal lock-in

ROSCA, 15 U.S.C. § 8403 + state ARLCloud subscriptions must provide an advance renewal notice and a cancellation path identical in friction to signup.

VPN multi-year auto-renewal

ROSCA + FTC Click-to-Cancel RuleMulti-year auto-renewals require a clear, advance, separately consented disclosure — and a cancel path matching signup.

Magazine print subscription auto-renewal

State ARL + FTC Negative Option RuleMagazine renewals must disclose the post-intro price clearly and provide an easy cancellation path.

Credit monitoring auto-renewal trap

ROSCA + FTC Order on negative-option marketingCredit-monitoring negative-option offers are subject to enhanced FTC scrutiny — disclosure must be unmissable.

Online news paywall auto-renewal

ROSCA + state ARLOnline publishers must honor cancellation requests promptly and may not 're-enroll' users through dark-pattern retention flows.