AI Dispute Engine

Win the chargeback your bank's app rejected

Every page below pairs a specific card issuer with the exact federal billing-error reason code that overrides their automated dispute filter — and generates a Fair Credit Billing Act notice in 60 seconds.

48 bank × reason templates ready to deploy.

Chase

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

American Express

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

Bank of America

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

Citibank

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

Capital One

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

Wells Fargo

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

Discover

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.

U.S. Bank

Fair Credit Billing Act (15 U.S.C. § 1666) — 60-day written notice required.