AI Dispute Engine

Dark Pattern Violation · Illinois

Is a company silently charging your card after a free trial ended in Illinois?

Force an immediate cancellation — and claw back every illegal charge.

Under federal law, this exact tactic violates Restore Online Shoppers' Confidence Act (ROSCA), 15 U.S.C. § 8403. Burying renewal terms in a footer, pre-checking the consent box, or charging without a clear post-trial reminder is a per-charge ROSCA violation. Use our engine to generate a professional cancellation and refund demand in under 60 seconds.

Draft my cancellation demand

Your rights in Illinois

Subscription companies engineer cancellation friction on purpose. Here is the legal leverage you hold over them right now.

Federal protection — Restore Online Shoppers' Confidence Act (ROSCA), 15 U.S.C. § 8403

Online sellers must clearly disclose all material terms of an auto-renewal BEFORE charging, get express informed consent, and provide a simple cancellation mechanism.

Illinois adds: Illinois Automatic Contract Renewal Act, 815 ILCS 601

Voidable contract plus ICFA statutory damages. State remedies stack on top of federal ROSCA damages.

Refund leverage

Full refund of every unauthorized charge plus statutory damages under state ARLs — many states treat unauthorized renewals as conversion of funds.

Evidence to lock in your refund

Save the original signup confirmation email, all charges, and any settings page that lacked a visible cancel button before the trial ended.

Crucial tactic: Do NOT just file a chargeback with your bank. A chargeback reverses one transaction but leaves the contract intact — and many companies send the disputed balance to collections. A formal statutory demand permanently voids the agreement, stops the billing, and blocks any collections referral.

How to break the contract today

STEP 1
Log the dark patterns
Tell our engine how you signed up, what friction the company is using to block cancellation, and how many months they've illegally billed under Illinois Automatic Contract Renewal Act.
STEP 2
Instant statute mapping
The engine drafts a formal demand mapping the company's tactics to Restore Online Shoppers' Confidence Act (ROSCA), 15 U.S.C. § 8403 and your state ARL, demanding immediate cancellation and a retroactive refund.
STEP 3
Deploy the demand
Download the professional PDF. Email it directly to the company's legal department and billing support — most cancel within 48 hours.
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Consumer

Subscription Refund

Question 1 of 813%

The person, company, or agency this letter is addressed to.

✓ Documents the cancellation date in writing

  • 256-bit Encryption
  • Bank-Level Privacy
  • No Monthly Subscription

Live preview — updates as you type

June 1, 2026

[recipient name]
[recipient address]

Re: Demand for Refund of Post-Cancellation Charges — $[charges disputed]

To Customer Service:

I cancelled my subscription on [cancel date]. Despite this, you have continued to charge me, accumulating $[charges disputed] in unauthorized charges.

Facts:
[facts]

Requested resolution:
[desired outcome]

If the full amount is not refunded within fourteen (14) days, I will (1) file a chargeback with my card issuer, (2) report this conduct to my state attorney general, and (3) pursue any other available remedies.

Sincerely,

[user full name]
[user address]
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Same violation in other states

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