June 1, 2026 [recipient name] [recipient address] Re: Demand for Refund of Post-Cancellation Charges — $[charges disputed] To Customer Service: I cancelled my subscription on [cancel date]. Despite this, you have continued to charge me, accumulating $[charges disputed] in unauthorized charges. Facts: [facts] Requested resolution: [desired outcome] If the full amount is not refunded within fourteen (14) days, I will (1) file a chargeback with my card issuer, (2) report this conduct to my state attorney general, and (3) pursue any other available remedies. Sincerely, [user full name] [user address]
Dark Pattern Violation · New Mexico
Is a company charging $29.99/month after a $1 trial without clear notice in New Mexico?
Force an immediate cancellation — and claw back every illegal charge.
Under federal law, this exact tactic violates ROSCA + FTC Order on negative-option marketing. Converting a $1 trial into a $29.99 monthly charge without a clear advance reminder is a documented FTC enforcement priority. Use our engine to generate a professional cancellation and refund demand in under 60 seconds.
Your rights in New Mexico
Subscription companies engineer cancellation friction on purpose. Here is the legal leverage you hold over them right now.
Federal protection — ROSCA + FTC Order on negative-option marketing
Credit-monitoring negative-option offers are subject to enhanced FTC scrutiny — disclosure must be unmissable.
New Mexico adds: New Mexico Unfair Practices Act, NMSA § 57-12-1
Treble damages or $100 minimum plus attorney's fees. State remedies stack on top of federal ROSCA damages.
Refund leverage
Refund of every monthly charge during the misleading enrollment plus statutory damages under state UDAP.
Evidence to lock in your refund
Save the $1 trial confirmation and every recurring charge. Note the absence of a clear renewal reminder email.
Crucial tactic: Do NOT just file a chargeback with your bank. A chargeback reverses one transaction but leaves the contract intact — and many companies send the disputed balance to collections. A formal statutory demand permanently voids the agreement, stops the billing, and blocks any collections referral.
How to break the contract today
STEP 1
Log the dark patterns
Tell our engine how you signed up, what friction the company is using to block cancellation, and how many months they've illegally billed under New Mexico Unfair Practices Act.
STEP 2
Instant statute mapping
The engine drafts a formal demand mapping the company's tactics to ROSCA + FTC Order on negative-option marketing and your state ARL, demanding immediate cancellation and a retroactive refund.
STEP 3
Deploy the demand
Download the professional PDF. Email it directly to the company's legal department and billing support — most cancel within 48 hours.
Choose a different dispute
Consumer
Subscription Refund
Question 1 of 813%
The person, company, or agency this letter is addressed to.
✓ Documents the cancellation date in writing
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Same violation in other states
- Credit monitoring auto-renewal trap — Alabama
- Credit monitoring auto-renewal trap — Alaska
- Credit monitoring auto-renewal trap — Arizona
- Credit monitoring auto-renewal trap — Arkansas
- Credit monitoring auto-renewal trap — California
- Credit monitoring auto-renewal trap — Colorado
- Credit monitoring auto-renewal trap — Connecticut
- Credit monitoring auto-renewal trap — Delaware