June 1, 2026 [recipient name] [recipient address] Re: Demand for Refund of Post-Cancellation Charges — $[charges disputed] To Customer Service: I cancelled my subscription on [cancel date]. Despite this, you have continued to charge me, accumulating $[charges disputed] in unauthorized charges. Facts: [facts] Requested resolution: [desired outcome] If the full amount is not refunded within fourteen (14) days, I will (1) file a chargeback with my card issuer, (2) report this conduct to my state attorney general, and (3) pursue any other available remedies. Sincerely, [user full name] [user address]
Dark Pattern Violation · Missouri
Is a company rolling you into an annual plan after a monthly trial in Missouri?
Force an immediate cancellation — and claw back every illegal charge.
Under federal law, this exact tactic violates ROSCA, 15 U.S.C. § 8403. Switching the user from a $9.99 monthly plan to a $99 annual plan without a separate, affirmative opt-in is a deceptive practice. Use our engine to generate a professional cancellation and refund demand in under 60 seconds.
Your rights in Missouri
Subscription companies engineer cancellation friction on purpose. Here is the legal leverage you hold over them right now.
Federal protection — ROSCA, 15 U.S.C. § 8403
Negative-option streaming subscriptions require clear-and-conspicuous disclosure of renewal terms and an easy cancellation flow.
Missouri adds: Missouri Merchandising Practices Act, RSMo § 407.010
Punitive damages plus attorney's fees under the MMPA. State remedies stack on top of federal ROSCA damages.
Refund leverage
Pro-rated refund of the unused term, immediate cancellation, and unwinding of the annual conversion under state ARL.
Evidence to lock in your refund
Screenshot every renewal email and the in-app billing screen. Save the original confirmation showing the monthly price.
Crucial tactic: Do NOT just file a chargeback with your bank. A chargeback reverses one transaction but leaves the contract intact — and many companies send the disputed balance to collections. A formal statutory demand permanently voids the agreement, stops the billing, and blocks any collections referral.
How to break the contract today
STEP 1
Log the dark patterns
Tell our engine how you signed up, what friction the company is using to block cancellation, and how many months they've illegally billed under Missouri Merchandising Practices Act.
STEP 2
Instant statute mapping
The engine drafts a formal demand mapping the company's tactics to ROSCA, 15 U.S.C. § 8403 and your state ARL, demanding immediate cancellation and a retroactive refund.
STEP 3
Deploy the demand
Download the professional PDF. Email it directly to the company's legal department and billing support — most cancel within 48 hours.
Choose a different dispute
Consumer
Subscription Refund
Question 1 of 813%
The person, company, or agency this letter is addressed to.
✓ Documents the cancellation date in writing
- 256-bit Encryption
- Bank-Level Privacy
- No Monthly Subscription
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Same violation in other states
- Streaming service auto-renewal trap — Alabama
- Streaming service auto-renewal trap — Alaska
- Streaming service auto-renewal trap — Arizona
- Streaming service auto-renewal trap — Arkansas
- Streaming service auto-renewal trap — California
- Streaming service auto-renewal trap — Colorado
- Streaming service auto-renewal trap — Connecticut
- Streaming service auto-renewal trap — Delaware