June 1, 2026 [recipient name] [recipient address] Re: Demand for Refund of Post-Cancellation Charges — $[charges disputed] To Customer Service: I cancelled my subscription on [cancel date]. Despite this, you have continued to charge me, accumulating $[charges disputed] in unauthorized charges. Facts: [facts] Requested resolution: [desired outcome] If the full amount is not refunded within fourteen (14) days, I will (1) file a chargeback with my card issuer, (2) report this conduct to my state attorney general, and (3) pursue any other available remedies. Sincerely, [user full name] [user address]
Dark Pattern Violation · Missouri
Is a company auto-renewing your antivirus at 3x the introductory price in Missouri?
Force an immediate cancellation — and claw back every illegal charge.
Under federal law, this exact tactic violates ROSCA + FTC Negative Option Rule. Renewal at a dramatically higher price requires a separate, affirmative consent — silence is not consent under ROSCA. Use our engine to generate a professional cancellation and refund demand in under 60 seconds.
Your rights in Missouri
Subscription companies engineer cancellation friction on purpose. Here is the legal leverage you hold over them right now.
Federal protection — ROSCA + FTC Negative Option Rule
Renewing a $19.99 intro at $89.99 a year later without clear advance notice violates ROSCA's clear-and-conspicuous standard.
Missouri adds: Missouri Merchandising Practices Act, RSMo § 407.010
Punitive damages plus attorney's fees under the MMPA. State remedies stack on top of federal ROSCA damages.
Refund leverage
Full refund of the renewal charge, downgrade to the original tier, and removal of the upcharge from your account.
Evidence to lock in your refund
Save the original purchase receipt showing the intro price and the renewal charge at the higher rate. Note the absence of an advance reminder email.
Crucial tactic: Do NOT just file a chargeback with your bank. A chargeback reverses one transaction but leaves the contract intact — and many companies send the disputed balance to collections. A formal statutory demand permanently voids the agreement, stops the billing, and blocks any collections referral.
How to break the contract today
STEP 1
Log the dark patterns
Tell our engine how you signed up, what friction the company is using to block cancellation, and how many months they've illegally billed under Missouri Merchandising Practices Act.
STEP 2
Instant statute mapping
The engine drafts a formal demand mapping the company's tactics to ROSCA + FTC Negative Option Rule and your state ARL, demanding immediate cancellation and a retroactive refund.
STEP 3
Deploy the demand
Download the professional PDF. Email it directly to the company's legal department and billing support — most cancel within 48 hours.
Choose a different dispute
Consumer
Subscription Refund
Question 1 of 813%
The person, company, or agency this letter is addressed to.
✓ Documents the cancellation date in writing
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Same violation in other states
- Antivirus annual auto-renewal — Alabama
- Antivirus annual auto-renewal — Alaska
- Antivirus annual auto-renewal — Arizona
- Antivirus annual auto-renewal — Arkansas
- Antivirus annual auto-renewal — California
- Antivirus annual auto-renewal — Colorado
- Antivirus annual auto-renewal — Connecticut
- Antivirus annual auto-renewal — Delaware